Aureon Capital Partners (ACP) is a Mexico Corporation that offers the Aureon Financial Lending Portal to travel clubs and resorts across Mexico and The Caribbean. Founded by Aureon executives and Mexican resort professionals, ACP uniquely understands the challenges that travel clubs and resorts face when it comes to financing for their members here in Latin America and The Caribbean. No collateral, no strict rules, no waiting for approval.

What makes Aureon different? There are 4 key components to The Aureon Portal that set it apart from the competition:

• Aureon finances up to 100% of the sale price including any add on programs and the financing fee so that the member has the option to pay as little as $0 down at the point of sale.
• The member applies for pre-approval at the table, confirming their credit score and their income level through an easy process on their phone or the resort’s tablet. This pre-approval takes as little as 2-3 minutes and has a better than 90% approval rate.
• The resort holds no ongoing liability with the lender, meaning that even in the case of default by the member on their loan, the resort/club does not have to pay back any of the funds received.
• Aureon further offers two options to each borrower:-
  • 1) a personal loan based on the members credit score being 680+ and two years tax returns showing $50,000 + annually or
  • 2) a business credit card through their US corporation, with a personal credit score of 700+ and a declared income of $75,000 per year or more (no tax returns needed). The maximum loan amount is $500,000 per member for a personal loan or $150,000 for the corporate card, solely based on the limit their scores and income will allow. Terms are up to 7 years and an average APR of 9-10%. In both cases they follow the same fast pre-approval process at the table. Once approved, a pre-authorization form is signed at that time authorizing their bank to release the funds to the resort immediately upon funding, typically within 8-12 days.
• Within 2 days the Lending Team will reach out the member directly and gather any additional information as required and confirm the maximum amount they qualify for and their date of funding.

The process is designed to be easy, and the member does it all themselves (direct enrollment procedure). It looks like this:

Step 1: The member scans the Aureon QR code (table tent card on the table) and applies for the loan pre-approval. They will receive an immediate response on approval and the amount they are pre-approved for.

Step 2: Upon pre-approval of the financing, the member signs the Pre-Authorization Form as part of their closing documents.

Get the advantage on your competition and take control of your funding process today with Aureon Financial.